Hard Credit Pull: By clicking Submit, you authorize us to obtain a copy of your credit report.
After you submit your application, we'll obtain a copy of your credit report from one or more of the three major credit bureaus, and include the results in your application. This will count as a hard inquiry on your credit, and is required when applying for a loan. This can affect your credit score to learn more Learn More About Credit Scores.
Soft Credit Pull: By clicking Submit, you authorize us to obtain a copy of your credit report.
Soft Credit Pull Consent: You are authorizing CrossCountry Mortgage, LLC to obtain information about you from one or more consumer reports for the purposes of making initial credit eligibility determinations. When you continue, one or more soft credit inquiries will be made, which will not affect your credit score. If you later submit an application, a hard credit inquiry will be made, which may impact your credit score. Upon request, CrossCountry Mortgage, LLC will provide the name and address of the consumer reporting agency that furnished your consumer report.